Deposit Services

Share Draft Accounts

Ace Community Credit Union offers an attractive alternative to regular checking accounts. We offer a choice of accounts to meet the needs of those who write a large number of drafts or just a few, those who carry a larger balance in their account or just the minimum, those who want interest or not. You will find an account that will suit your needs at Ace Community Credit Union!

Share Accounts

At your credit union a savings account is called a share account. Your share account is established with your initial $10.00 deposit, which you must maintain to remain a member. Your share account declares your membership and entitles you to take advantage of the other services of the credit union.

Because an individual savings program is an important part of your financial health, Ace Community Credit Union encourages saving through competitive dividends and a variety of savings choices. You may add joint owners to your account and even 2nd & 3rd savings accounts for special projects or activities.

Time Share Accounts

Your time share account requires a minimum deposit of $2,500 for a variety of terms and rates. Interest may be received monthly or at the maturity of the time share account. It is your choice!

Individual Retirement Accounts (IRA)

IRA accounts can provide you with financial security during retirement. For many IRA owners, contributions can be tax deductible and earnings tax deferred. (Please consult your tax adviser for your particular situation.)

Holiday Club Accounts

Holiday Club Accounts help you get through the holiday season without running up a lot of credit card debt. You can open an account with any dollar amount, contribute as much and as often as you like (payroll deduction and automatic transfer available) and receive a great rate on your account. Your club check will be mailed to you in October - in time for the shopping season!

Kirby Club Accounts

There is no better time to learn to save than when you are young. When good savings habits are established early, young savers grow into financially responsible adults.

Ace Community Credit Union encourages saving at the earliest ages by providing a better interest rate for young savers and sponsoring programs and events to reward young savers. We have had skating, bowling, movies and pizza parties as well as cash prizes in the past and are always looking for new ideas to make saving fun for our Kirby Club Members ages 0-12! Be watching the Kirby Kids Club Page on this site for news for kids.