Loan Rates - Ace Community Credit Union
Loan Rates - Ace Community Credit Union

Loan Rates


Automobile Loan Rates

  Amount/Term APR Rate
2010 - 2013 New Model Year (45,000 miles or less) 36 Month 2.24% 2.24%
2010 -2013 New Model Year (45,000 miles or less) 48-60 Month 2.49% 2.49%
2010 - 2013 New Model Year (45,000 miles or less) 72 Month 2.99% 2.99%
2010 - 2013 Used Model Year (45,000+ miles) 36 Month 3.24% 3.24%
2010 - 2013 Used Model Year (45,000+ miles) 48-60 Month 3.49% 3.49%
2010 - 2013 Used Model Year (45,000+ miles) 72 Month 3.74% 3.74%
2004 - 2009 Model Year 24 Month 3.49% 3.49%
2004 - 2009 Model Year 36-48 Month 3.74% 3.74%
2004-2009 Model Year 60 Month 3.99% 3.99%
Secured/Partially Secured 24 Month 8.25% 8.25%
Secured/Partially Secured 36 Month 9.25% 9.25%
Secured/Partially Secured 48 Month 10.25% 10.25%
Unsecured 12 Month 8.90% 8.90%
Unsecured 24 Month 9.90% 9.90%
Unsecured 36 Month 10.90% 10.90%
Unsecured 48 Month 11.90% 11.90%

1st Mortgage

  Amount/Term APR Rate
15 Year Conventional 5% Down Payment - -
20 Year Conventional 5% Down Payment - -
30 Year Conventional 5% Down Payment - -
FHA 3.5% Down Payment - -
USDA 0% Down Payment - -
VA 0% Down Payment - -
Please call a loan officer for current rates. - - -

Home Equity

  Amount/Term APR Rate
36 Month 80% LTV 3.49 3.49
36 Month 80.01-85% LTV 3.99 3.99
60 Month 80% LTV 3.99% 3.99%
60 Month 80.01-85% LTV 4.49% 4.49%
84 Month 80% LTV 5.99% 5.99%
84 Month 80.01-85% LTV 6.49% 6.49%
120 Month 80% LTV 6.49% 6.49%
120 Month 80.01-85% LTV 6.99% 6.99%
180 Month 80% LTV 7.49% 7.49%
180 Month 80.01-85% LTV 7.99% 7.99%

Boats, Jet Skis, Motorhomes & Campers

  Amount/Term APR Rate
New 2011 & 2012 36 - 60 Month 5.00% 5.00%
New 2011 & 2012 72 Month 5.50% 5.50%
New 2011 & 2012 84 Month 6.00% 6.00%
New 2011 & 2012 120 Month 6.50% 6.50%
2009 - 2011 36 - 60 Month 5.25% 5.25%
2009 - 2011 72 Month 5.75% 5.75%
2009 - 2011 84 Month 6.25% 6.25%
2009 - 2011 120 Month 6.75% 6.75%
2007 - 2008 36 -60 Month 5.50% 5.50%
2007 - 2008 72 Month 6.00% 6.00%
2007 - 2008 84 Month 6.50% 6.50%
2003 - 2006 36 Month 5.75% 5.75%
2003 - 2006 48 Month 6.00% 6.00%
2003 - 2006 60 Month 6.25% 6.25%
2002 & Older 24 Month 6.50% 6.50%
2002 & Older 36 Month 7.50% 7.50%

Street Licensed Motorcycles

  Amount/Term APR Rate
New 2011 & 2012 Max Term 60 Months 5.50% 5.50%
Used 2009 - 2011 Max Term 60 Months 5.75% 5.75%
2007 - 2008 24 Month 6.25% 6.25%
2007 - 2008 36 Month 6.50% 6.50%
2007 - 2008 48 Month 6.75% 6.75%
2003 - 2006 36 Month 6.75% 6.75%
2003 - 2006 36 Month 7.00% 7.00%
2003 - 2006 48 Month 7.25% 7.25%
2002 & Older 24 Month 7.75% 7.75%
2002 & Older 36 Month 8.00% 8.00%

Non-Street Licensed Motorcycles, ATVs, Snowmobiles

  Amount/Term APR Rate
New 2011 & 2012 Max Term 48 Months 6.99% 6.99%
Used 2009 - 2011 Max Term 48 Months 7.49% 7.49%
2007 - 2008 24 Month 8.00% 8.00%
2007 - 2008 36 Month 8.25% 8.25%
2007 - 2008 48 Month 8.50% 8.50%
2003 - 2006 24 Month 8.25% 8.25%
2003 - 2006 36 Month 8.50% 8.50%
2003 -2006 48 Month 8.75% 8.75%
2002 & Older 24 Month 9.00% 9.00%
2002 & Older 36 Month 9.50% 9.50%

Unsecured Loan Rates

  Amount/Term APR Rate
12 Month Term $15,000 Maximum 8.90% 8.90%
24 Month Term $15,000 Maximum 9.90% 9.90%
36 Month Term $15,000 Maximum 10.90% 10.90%
48 Month Term $15,000 Maximum 11.90% 11.90%

Share Secured Loans

  Amount/Term APR Rate
Time Share Secured Term of Deposit Rate of Deposit + 4.00% Rate of Deposit + 4.00%
Share Secured Loan Maximum Term 48 Months Rate of Deposit + 4.00% Deposit Rate + 4.00%

Note: Rates and approval are subject to credit.  Rates and terms are subject to change without notice.

If there is any dispute of a rate displayed on the website, the prevailing rate shall be the current rate available or displayed at the main office located at 212 East Lincoln Way, Ames, Iowa.

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